LibertyPay

Features LibertyPay

Liberty Pay - The Ultimate Solution for All Your Financial Needs!Liberty Pay is an innovative financial application that helps you manage your daily expenses and savings with ease.
Whether you need to transfer money, pay bills, or save for the future, Liberty Pay has got you covered!With Liberty Pay, you can say goodbye to the hassle of manual transactions and bank visits.
Our user-friendly platform makes it simple for you to manage your finances from anywhere, anytime.Heres what you can do with Liberty Pay:* Transfer Money: Transfer funds instantly to any bank account in Nigeria with ease.
No more standing in long lines, or waiting for days for your transfer to go through.* Bill Payments: Pay your utility bills, mobile phone bills, and more in just a few taps.
Say goodbye to late payment fees and keep your finances organized.* Savings: Set up automatic savings, and track your progress toward your financial goals.
Whether you want to save for a rainy day or plan for the future, Liberty Pay makes it easy.With our secure platform and 24/7 customer support, you can be confident that your financial transactions are safe and reliable.
So why wait?
Download Liberty Pay today and take control of your finances!Quick and Easy Micro LoansLibertyPay offers access to flexible micro loans within three days of applying by making a 20% savingsdeposit into your micro savings account, created and managed by your Loan Agent.Once approved, your loan will be disbursed directly to your preferred bank account.Diverse Savings Plans:Choose from various savings plans tailored to your needs:Fixed Deposit Plan: Lock a fixed amount for a specified period.Regular Savings Plan: Automate your savings daily, weekly, or monthly.Micro Savings Options: Agents collect savings and provide loans to eligible borrowers.Halal Savings Plan: Compliant with Islamic finance principles.Micro Savings and Loan:Accessing a loan is straightforward with our micro savings loan option.Follow these steps:-Get onboarded as a loan agent downline.-Save for a minimum of three days to become eligible for a loan up to five times your savings.-Provide guarantor information.-Receive your loan directly into your bank account.Loans and Repayment Terms:LibertyPay offers short-term micro-credit loans ranging from N10,000 to N300,000, based on your savings.Loans are facilitated and collected by Loan Agents.Rates and Fees:Eligibility:Make 20% savings of expected loan amountMust be at least 23 years old.Provide a valid Government ID and a guarantor.Loan Details:Loan amounts: N10,000 to N300,000.Repayment period: 60 to 180 days, with weekly payments.Interest rates: 4% to 13% per month, resulting in an APR of 48% to 156%.Example:If you choose a loan package of N10,000 (Principal) with a 3-month tenure at an interest rate of 4% per month(48% APR), you will pay back N3,733.33 monthly.
Over three months, the total repayment will be N11,200.Important Information:Borrowers can only access loans through loan agentsBorrowers must provide guarantors and valid identification.Borrowers are not required to download the LibertyPay app, as loans are facilitated by Loan Agents.